Secure Subaru Financing in Bremerton at Peninsula Subaru

Choosing a new car is a big decision. We enjoy helping our customers choose the right model at Peninsula Subaru. There are various options for all kinds of driving preferences and lifestyle needs, and we're proud to offer you choices when it comes to financing your new Subaru car or SUV. We want you to feel just as pleased and comfortable with how you pay for your new ride as you are when driving it around Silverdale. You're welcome to visit our Subaru finance department to see what we can do for you.

Who Should Lease?

We offer two main types of financing for your next new vehicle. Many people who are car shopping around Port Orchard may assume the only choice is to finance through the dealer or a local lender. While this route may be the most common, it's certainly not the only option. More people are choosing to lease a new vehicle these days. In fact, there are several reasons why choosing a lease can make plenty of sense.

If you need a vehicle and want to keep payments to a minimum, leasing is often the most affordable option. Monthly payments are usually significantly lower on a lease than on a comparable vehicle loan. The reason for this is that you won't be buying the vehicle. Lease payments cover the cost of depreciation that occurs over the course of the lease term, which is usually about three years.

This lower monthly cost can allow you to drive a vehicle with more bells and whistles than the same budget would be able to buy. While you won't own the model at the end of the lease, you also won't have to worry about selling or trading it in before moving on to another vehicle. You can simply return it to us. You may decide to purchase your leased model or sign a new lease. It can be a lot of fun to drive a brand-new car every few years.


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Why Choose Financing?

Some shoppers prefer to go with conventional auto financing when it's time to get a new vehicle. You may be one of them if you take pride in ownership and look forward to having equity in your vehicle after submitting the last payment. If you're someone who enjoys modifying and accessorizing your car, buying is probably the best approach for you, as your finance terms don't attach penalties for alterations to the vehicle. Along these same lines, conventional financing is the wise choice for those who are rough on their vehicles.

With a car loan, you also don't have to worry about mileage limits, which is great news for individuals who drive around Bainbridge Island a lot each year for business or leisure. Plus, just think of the number of years you could potentially drive payment-free. That aspect alone is a selling point for many. If you prefer, you're able to trade your vehicle in early for a new model or even sell it if you are no longer able to afford the payment. There's a lot of freedom in buying.

Apply for Financing

We hope this overview is informative, and we welcome you to get in touch with our team to discuss your finance options. You can save time by applying for financing online. We strive to simplify the process and to provide you with options to suit your situation. Our finance department works with a variety of lenders to accommodate your needs. It's our mission to help our customers near Kitsap Peninsula obtain the right financing and terms.

Your privacy is important to us.

Peninsula Subaru takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Peninsula Subaru

3888 W. State Highway 16
Directions Bremerton, WA 98312

  • Sales: 833-881-1161
  • Service: 360-842-0301
  • Parts: 360-207-2248


  • Monday 10:00 AM - 7:00 PM
  • Tuesday 10:00 AM - 7:00 PM
  • Wednesday 10:00 AM - 7:00 PM
  • Thursday 10:00 AM - 7:00 PM
  • Friday 10:00 AM - 7:00 PM
  • Saturday 10:00 AM - 7:00 PM
  • Sunday Closed For Family Day