Deferred Payment Program

Subaru's Deferred Payment Program

Did you know that with Subaru's Deferment Program, you can defer your first payment for up to 90 days from the contact dateon retail contracts submitted to Subaru Motors Finance?

Application Qualifications

  • A FICO score of 700 or higher is required for all applicants
  • Business borrowers must have an individual as a co-borrower
  • Standard credit criteria apply
  • Minimum 5-year credit bureau history with five (5) satisfactory tradelines.
  • Bureau history must be free of any repossession, bankruptcies, or foreclosures

Program Requirements

  • New and current year used vehicles are eligible
  • Program is for standard retail and Manufacturer Special Low Rate Program contracts only
  • Lease agreements are not eligible
  • Total amount financed, including tax, title, and license and all aftermath products is limited to $50,000
  • Amount financed can't exceed 75% of gross annual income
  • Maximum term is 60 months

Additional Information

  • State standard and Manufacturer Special Low Rate Program APR rates apply
  • Customer's monthly payment will be calculated using the actual days to first payment
  • This program cannot be used with any other special programNot all GAP products are eligible for this program
  • All applications are subject to credit approval by JPMorgan Chase Bank N.A. through Subaru Motors Finance
  • Programs may change at any time and are not available in all states
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